How to Buy Travel Insurance After Departure: A Comprehensive Guide

Can I buy travel insurance after departure? Yes, you can, but only with a few insurance companies. Finding travel insurance when you're already traveling can be challenging, especially for digital nomads or long-term travelers. In...

Can I buy travel insurance after departure? Yes, you can, but only with a few insurance companies. Finding travel insurance when you're already traveling can be challenging, especially for digital nomads or long-term travelers. In this article, we will explore the options available for buying travel insurance after departure, discuss the key factors to consider in your policy, and review some of the best insurance providers in the market.

SafetyWing travel insurance home page Image: SafetyWing website

Post Departure Travel Insurance Comparison Chart

To make an informed decision, it's essential to compare different insurance companies' offerings. The chart below compares the companies reviewed in this article, focusing on the best travel insurance options when already abroad. Please note that prices may vary based on your nationality, destination, age, and required coverage.

Please refer to the original article for the detailed comparison chart.

Is Covid-19 Covered?

Given the current pandemic situation, it's crucial to ensure that your travel insurance covers Covid-19-related expenses. Fortunately, all the insurance providers discussed in this article now cover Covid-19 as any other illness. However, it's important to carefully review the policy's terms and conditions and comply with local regulations.

What to Look For In Your Travel Insurance Policy

When purchasing travel insurance, it's crucial to consider several key factors to ensure comprehensive coverage and peace of mind. Here are some essential aspects to keep in mind:

  1. Read the fine print to understand the policy's coverage and potential exclusions.
  2. Check if the policy allows for post-departure purchase and renewal without requiring a return ticket.
  3. Medical coverage is paramount, so ensure it includes emergency evacuation and repatriation.
  4. Assess the policy's coverage for activities you plan to engage in, such as scuba diving or winter sports.
  5. Evaluate the policy's coverage for valuables like electronics, or consider obtaining additional insurance specifically for these items.
  6. Determine if baggage cover is important to you and review the per-item limit.
  7. Understand the policy's cancellation cover, as it may not be available once you have left your home country.
  8. Select a policy that suits your travel plans, whether it's worldwide coverage or focusing on a specific region.
  9. Consider the excess/deductible and ensure it is affordable for you.
  10. Note that pre-existing conditions are typically not covered by travel insurance policies.

Please refer to the original article for a comprehensive discussion on what to look for in your travel insurance policy.

SafetyWing: The Best Travel Insurance When Already Abroad For Nomads Worldwide

SafetyWing website Image: SafetyWing website

SafetyWing is a revolutionary travel medical insurance designed specifically for nomads, by nomads. They offer coverage to people from all over the world while outside their home country. SafetyWing provides flexibility with their Nomad Insurance, allowing for post-departure purchases and offering immediate coverage (subject to accident-free status). Their comprehensive policy includes emergency medical cover, travel delay, lost checked luggage, and personal liability.

For more details on SafetyWing and a direct quote, please visit the SafetyWing website.

SafetyWing also offers a global health insurance plan called Nomad Health, which provides more comprehensive coverage for digital nomads and remote workers. However, please note that Nomad Health is not a travel insurance policy and does not cover non-health expenses.

Heymondo: Comprehensive Post Departure Travel Insurance Available Worldwide (excluding the US)

Heymondo post departure travel insurance quote Image: Heymondo post departure travel insurance quote

Heymondo is a comprehensive insurance provider that offers post departure travel insurance worldwide (except the US). With their extensive coverage options, Heymondo is an excellent choice for travelers looking for comprehensive protection. They offer high medical payouts, the ability to add electronics and adventure sports coverage, and a dedicated app with 24-hour online chat support. However, please note that their policies are only valid 72 hours after purchase.

To get a quote from Heymondo with a 5% discount for Never Ending Voyage readers, please click here.

True Traveller: The Best Post Departure Travel Insurance for UK and EU Residents

True Traveller insurance website Image: True Traveller insurance website

True Traveller is a trusted insurance provider offering comprehensive coverage for UK and EU residents. They understand the needs of long-term travelers and allow post-departure purchases without requiring a return ticket. True Traveller offers the flexibility to tailor your policy to suit your specific needs, whether it's basic medical insurance or additional coverage for baggage, electronics, activities, and winter sports. Their user-friendly website and excellent customer service make them a popular choice among digital nomads and backpackers.

For a quote from True Traveller, please visit their website.


While it can be challenging to find travel insurance after departure, several reliable insurers offer this option. Whether you're a digital nomad, long-term traveler, or simply forgot to buy insurance before leaving, you can still secure coverage to protect yourself against unforeseen circumstances. Make sure to consider your specific needs, compare different providers, and select a policy that offers the right coverage for you. Travel with peace of mind knowing that you are protected against any potential risks.

For more travel insurance reviews and additional information, please refer to the original article. Safe travels!

Note: This article provides general information and does not constitute professional advice. Always review the policy terms and consult with a travel insurance professional for personalized recommendations.