International Travel Insurance for Australians

CEO Tam DT
Planning an overseas trip? Don’t forget to pack an important item that can help if things go pear-shaped while you’re traveling abroad - an overseas travel insurance policy. At Cover-More, we provide Australian residents with...

Woman looking at the beautiful village of Oia on the island of Santorini | International travel insurance

Planning an overseas trip? Don’t forget to pack an important item that can help if things go pear-shaped while you’re traveling abroad - an overseas travel insurance policy.

At Cover-More, we provide Australian residents with travel insurance for international trips to help protect against an array of unforeseen complications - from unexpected injury or illness to travel delays, lost luggage, and more.

Protect Your Overseas Trip with International Travel Insurance

Whether you are a frequent traveler seeking the most comprehensive cover or on a budget, you can compare our plans to find the best international travel insurance for you. Taking out a policy could save you and your family on overseas medical bills, emergency evacuation costs, and other unforeseen expenses.

What is International Travel?

International travel is any travel that takes you out of Australia. It could be for work, a personal holiday, or to visit relatives who live overseas. Whether it's an island escape to Fiji, a snowboarding trip to Japan, a backpacking adventure through Europe, or a cruise in the South Pacific, protecting your trip with international travel insurance for Australians is important.

Why Do I Need International Travel Insurance?

It’s important to consider protecting your trip abroad with the right level of travel insurance for you. From minor mishaps to major emergencies, international travel insurance may offer financial protection when things go wrong - and could even help get you back home if needed. Worldwide travel insurance can provide cover for incidents such as overseas emergency medical and dental costs, lost or delayed luggage, and missed flight connections or travel delays.

With international travel insurance, you can worry less and travel more, knowing you’ve got protection if something goes wrong.

What Overseas Travel Insurance Plans Does Cover-More Offer?

At Cover-More, we offer three different international travel insurance plans. You can choose the plan that suits the level of cover you require - and your budget.

  1. International Comprehensive+: our most comprehensive overseas travel insurance for Australian travelers with our highest benefit levels, plus extra business-related benefits included for business travel.
  2. International Comprehensive: our mid-tier comprehensive plan with excellent benefits and coverage levels for travelers who want comprehensive cover for their trips abroad.
  3. International Basic: our base-level insurance plan with essential benefits - including unlimited overseas medical expenses - for Australian travelers on a budget.

If you’re a frequent traveler, our International Comprehensive+ and International Comprehensive Plans can be purchased as an Annual Multi-Trip policy. This provides cover for unlimited trips (up to the maximum duration per trip you choose) to your selected destinations over a 12-month period.

What Does Cover-More International Travel Insurance Cover?

If you travel overseas as a Cover-More travel insurance policyholder, we may be able to help if something goes wrong. Each plan has different benefits, so consider carefully what your needs may be. You can compare our plans below to find the best overseas travel insurance plan for you:

International Basic (Single Trip)

  • Overseas medical expenses: Unlimited
  • Overseas emergency dental expenses: $2,000
  • Additional Expenses: Unlimited
  • Return of mortal remains: $25,000
  • Pet cat or dog boarding: $Nil
  • Travel Services Provider Insolvency: $Nil
  • Amendment or Cancellation Costs: Cover chosen

International Comprehensive (Single Trip or Annual Multi-Trip)

  • Overseas medical expenses: Unlimited
  • Overseas emergency dental expenses: $2,000
  • Additional Expenses: Unlimited
  • Return of mortal remains: $50,000
  • Pet cat or dog boarding: $300
  • Travel Services Provider Insolvency: $5,000
  • Amendment or Cancellation Costs: Cover chosen

International Comprehensive+ (Single Trip or Annual Multi-Trip)

  • Overseas medical expenses: Unlimited
  • Overseas emergency dental expenses: $2,000
  • Additional Expenses: Unlimited
  • Return of mortal remains: $60,000
  • Pet cat or dog boarding: $300
  • Travel Services Provider Insolvency: $10,000
  • Amendment or Cancellation Costs: Cover chosen

*Sub-limits apply. Please refer to the PDS for full policy conditions.

For full details on the terms and conditions, sub-limits, and exclusions you should consider before purchasing, read the PDS. You can also get a free quote online now.

How Do I Know Which Cover-More International Plan is Right for Me?

You can compare our worldwide travel insurance plans above to find the one that best fits your travel requirements and budget. We recommend you also read the Product Disclosure Statement before purchasing to understand what you are - and aren’t - covered for under our plan.

If your trip includes a multi-night cruise, you need to tell us and Cruise Cover will be added to your policy. An additional premium applies.

As a Cover-More customer, you can also vary your cover to fit your individual requirements for an additional premium by:

  • Adding a suitable level of amendment and cancellation cover; some plans include a cancellation extension upgrade that provides extra cover for non-traveling relatives or business partners and pregnancy.
  • Adding our Snow Sports or Snow Sports+ Cover to your policy if your winter holiday includes snow skiing, snowboarding, and/or snowmobiling.
  • Including our Adventure Activities or Adventure+ Activities Cover if you’re planning on engaging in activities not automatically included in our plans.
  • Adding Motorcycle/Moped Riding Cover or Motorcycle/Moped Riding+ Cover if you’re planning on driving or riding a motorcycle or moped while abroad.

Got questions? Call our team on 1300 72 88 22 during business hours.

Ready to purchase? All Cover-More policyholders are covered by a 21-day cooling-off period, which means we can refund you for the cost of your policy should you change your mind within this period.

Why Should I Consider Cover-More Travel Insurance?

At Cover-More, we encourage all international travelers to consider taking out worldwide travel insurance as part of their holiday preparation - because you never know what might happen while you’re away.

Our customer Katie-Anne was involved in a car accident while on a trip in the United States of America. Our Cover-More team was there to help in her time of need - liaising with medical staff, paying for hospital bills, and making sure that Katie-Anne and her partner Jacob had the emotional support they needed. We also paid Katie-Anne's overseas medical expenses claim, which ended up totaling over $900,000.

Watch as she shares her heartfelt story:


Want us to safeguard your overseas holiday?

Discover our best international travel insurance plan for you.


Cooling-off period is available if you cancel your policy within 21 days, provided you have not made a claim or departed on your journey.

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