Schengen Visa Insurance: Your Comprehensive Guide for 2023

CEO Tam DT
Are you planning a trip to the Schengen Area in 2023? One of the key requirements for your Schengen visa is having the right travel medical insurance. In this article, we'll explore the insurance requirements...

Are you planning a trip to the Schengen Area in 2023? One of the key requirements for your Schengen visa is having the right travel medical insurance. In this article, we'll explore the insurance requirements and introduce you to Atlas Travel, a budget-friendly insurance plan that meets all the necessary criteria.

Understanding the Schengen Visa Insurance Requirements

According to Regulation 810/2009 (the Visa Code), you have the freedom to choose your own travel medical insurance. However, it must meet specific requirements to be considered valid for your Schengen visa. These requirements include:

  • Minimum coverage of 30,000 Euros (about USD $32,210)
  • Coverage for expenses related to repatriation for medical reasons
  • Coverage for expenses related to urgent medical attention and emergency hospital treatment
  • Coverage for expenses that may arise in the event of the individual's death
  • Coverage for the entire period of your intended stay or transit
  • Valid in all Schengen Area countries

Introducing Atlas Travel: Your Ideal Schengen Visa Insurance Solution

visa icon Atlas Travel is a reliable and budget-friendly travel medical insurance plan designed to protect you from unexpected health issues abroad. Whether you're traveling within the Schengen Area or anywhere else outside your home country, Atlas Travel has got you covered.

With Atlas Travel, you have the flexibility to choose from multiple coverage levels, ensuring you find a plan that suits your needs perfectly. Starting at just $0.50* per day and peaking at $27.70** per day, the plans are not only affordable but also provide comprehensive coverage. You can expect plans anywhere between $3.50 and $193.90 per week.

Outstanding Features Offered by Atlas Travel

Visa Letter

map location icon One of the standout features of Atlas Travel is the access to a visa letter, which serves as proof of your valid Schengen visa insurance. This document will greatly simplify your visa application process.

Schengen Area Providers

customer service representative icon When you're in the Schengen Area, finding doctors and hospitals might be a concern. With Atlas Travel, you can rest easy knowing that you can easily locate healthcare providers in all Schengen Area countries.

Travel Assistance Services

chart with arrow icon Accidents and unexpected events can happen anytime during your trip. That's why Atlas Travel provides travel assistance services 365 days a year. Whether you need referrals, assistance with lost travel documents, lost luggage, or translations, their dedicated customer service representatives are just a call away.

Flexibility

email icon Atlas Travel understands that each traveler has unique needs. That's why they offer a range of deductible options, allowing you to choose what suits you best. Whether you prefer a $0, $100, $250, $500, $1,000, $2,500, or $5,000 deductible, they have you covered.

Immediate Fulfillment

videochat icon Gone are the days of waiting for your insurance documents to arrive by mail. With Atlas Travel, you can conveniently purchase your coverage online and receive your policy documents immediately via email. No more waiting around!

Ease of Use

videochat icon Travel plans can change, and Atlas Travel understands that. Whether you need to extend your coverage, purchase additional coverage while traveling, or cancel your policy, they make it easy for you to manage your insurance according to your changing needs.

How Atlas Travel Meets the Schengen Visa Insurance Requirements

To ensure that your Schengen visa insurance requirements are met, let's take a look at how Atlas Travel fulfills each requirement:

Minimum coverage of 30,000 Euros

✔ Up to $2,000,000 in maximum coverage for those under age 65 ✔ Up to $100,000 in maximum coverage for those age 65-79

Coverage for repatriation for medical reasons

✔ Emergency Medical Evacuation to the nearest appropriate facility up to $1,000,000 lifetime maximum. Costs for air or ground transportation ticket home are also provided for eligible injuries/illnesses.

Coverage for urgent medical attention and emergency hospital treatment

✔ Hospital Room & Board ✔ Local Ambulance ✔ Emergency Room Co-Payment ✔ Intensive Care Unit ✔ Physical Therapy & Chiropractic Care ✔ Terrorism

Coverage for expenses in the event of the individual's death

✔ Accidental Death & Dismemberment (AD&D) ✔ Repatriation of Remains ✔ Local Burial or Cremation ✔ Common Carrier Accidental Death

Coverage for the entire period of intended stay or transit

✔ Coverage available up to 365 days for non-U.S. citizens and residents whose travel does not include the U.S. (Coverage may be renewed for up to 2 additional coverage periods - see the Atlas Travel FAQ for details) ✔ Coverage available up to 364 days for all other travelers (Coverage not renewable)

Valid in all Schengen Area countries

✔ All Schengen countries are included

As of 2/1/2023, Atlas Travel is committed to providing you with comprehensive and affordable Schengen visa insurance coverage.

Don't hesitate to reach out to us at (800) 605-2282 (within the U.S.) or +1 (317) 262-2132 (outside the U.S.) for any further assistance. We are here to help you make an informed decision.

Remember, having the right insurance is not just a requirement but also a wise decision when embarking on your Schengen Area adventure. Good luck with your visa application!

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