Turkish Airlines Travel Insurance - 2024 Review

Turkish Airlines is not just an airline; it's an experience that takes you to new heights. As the national flag carrier of Turkey, Turkish Airlines offers an extensive network of over 340 destinations across the...

Turkish Airlines is not just an airline; it's an experience that takes you to new heights. As the national flag carrier of Turkey, Turkish Airlines offers an extensive network of over 340 destinations across the globe. With its commitment to exceptional service and top-notch facilities, it's no wonder Turkish Airlines is the largest mainline carrier in the world. But what about their travel insurance? Let's delve into the details and explore what Turkish Airlines has to offer.

Turkish Airlines - Our Sample Trip

Planning a trip can be daunting, but Turkish Airlines makes it a breeze with their user-friendly website. For our sample trip from New York to Istanbul, we were impressed with how easy it was to find available flights. Just enter a few details, and voila! The options are laid out before you.

NY to Istanbul NY to Istanbul

If you prefer a table view, Turkish Airlines has got you covered. With a click of a button, you can access a seven-day view of the lowest fares. It's convenient and saves you time.

Table View Table View

Once you've selected your fare, you'll be presented with various options. Whether you choose Economy or Business Class, Turkish Airlines caters to your needs. From Economy Promo to Economy Flexible, each option offers its own pricing and penalty fees.

Economy Fares to Istanbul Economy Fares to Istanbul

Business Fares to Istanbul Business Fares to Istanbul

For our sample trip, we opted for the Business Promo fare, ensuring a comfortable journey for both legs. The total cost, including seat selection, came to $9,561.56 – a fair price for a luxurious experience.

Before making the final payment, Turkish Airlines gives you the option to purchase travel insurance. Partnering with XCover, a reputable travel insurance company underwritten by Generali, Turkish Airlines offers the 'XCover Protection' policy. For a total of $717.12, you can enjoy the peace of mind that comes with comprehensive coverage.

XCover offer for Istanbul XCover offer for Istanbul

Let's take a closer look at the benefits this policy provides:

Sched of Benefits Sched of Benefits

The policy includes a 100% refund for trip cancellation and a generous 150% refund for trip interruption. Medical benefits cover up to $50,000 per traveler, with a maximum of $100,000 per policy. Additionally, it offers medical evacuation coverage of $25,000 per traveler, up to $50,000 per policy. While these coverages may be sufficient for travel close to the US, they may fall short for more distant destinations.

Considering these limitations, it's worth exploring options in the open marketplace before making a final decision.

TravelDefenders - The Travel Insurance Marketplace

TravelDefenders is a trusted travel insurance marketplace that brings together leading insurers all in one place. By inputting your trip details, you're presented with 27 options to choose from. The sheer variety can be overwhelming, but TravelDefenders is here to help.

When it comes to medical coverage and medical evacuation, TravelDefenders recommends a minimum of $100,000 and $500,000, respectively, for travel to Asia and other far-flung destinations. The most budget-friendly plan that meets these requirements is the Trawick First Class, which costs $571.04 for both travelers combined.


With $150,000 of medical coverage, $1 million of medical evacuation coverage, as well as trip cancellation, trip interruption, and baggage coverage, the Trawick First Class policy offers excellent value for money. Furthermore, it's $146 cheaper than XCover, making it a compelling alternative.

But what if you want maximum flexibility to cancel for any reason? TravelDefenders has got you covered with Cancel For Any Reason (CFAR) policies.

Cancel For Any Reason (CFAR) Policies

A Cancel For Any Reason (CFAR) policy offers unparalleled cancellation flexibility. It allows you to receive a substantial refund even if you decide to cancel without any specific reason. Depending on the policy, you can expect either a 50% or 75% refund.

In our comparison, the John Hancock Silver CFAR 75% policy stood out as the most affordable CFAR option with adequate coverage. For a total cost of $951.00 for both travelers combined, this policy provides $100,000 of medical coverage, $500,000 of medical evacuation coverage, and additional benefits such as trip cancellation, trip interruption, and baggage coverage. It even covers pre-existing medical conditions if purchased within 14 days of the initial trip payment or deposit date.

JH Silver CFAR JH Silver CFAR

With the John Hancock Silver CFAR 75% policy, you'll receive a 100% refund for cancellations due to listed reasons in the policy. Even if you decide not to go for non-listed reasons, you'll still receive a 75% refund. It's the ultimate peace of mind for travelers seeking flexibility.

Aardy - One Site - Many Carriers

Think of TravelDefenders as your go-to Amazon for travel insurance. With a wide range of options from reputable carriers, comparison shopping has never been easier. You can find all the best prices in one convenient place. No more hopping from one carrier's website to another – TravelDefenders has you covered.

Does TravelDefenders Charge More?

Contrary to what you might think, TravelDefenders offers the same trip insurance plans at unbeatable prices. Thanks to anti-discriminatory insurance laws in the US, you can enjoy price certainty and powerful consumer protection. TravelDefenders ensures that you get the best value for money, comprehensive coverage, and access to carrier ratings – all in just a few minutes.

So, when you embark on your next adventure with Turkish Airlines, don't forget to pack your travel insurance. It's your safety net and your guarantee of a worry-free journey. Safe travels!