If you're tired of seeing the same old travel insurance companies pop up in your search, it's time to meet battleface. This brand new player in the market specializes in adventure and high-risk travel insurance, catering to the needs of adventurers who like to travel off the beaten path.
Founded by a team with extensive experience in emergency claims management, medical assistance, and travel assistance, battleface originally focused on providing coverage for war zones and risky destinations for journalists, NGO workers, and explorers. However, they have now expanded their offerings to include products for all types of travelers, from digital nomads to extreme sports enthusiasts.
battleface was built for adventure travelers
With competitive pricing and excellent services, battleface's insurance plans have gained popularity for standard destinations as well. They also have on-the-ground agents through their Travel Assistance services, Tangiers International, who can provide assistance and manage your claims in person, which is especially valuable in complex or dangerous countries.
Understanding Travel Insurance
For those who are new to travel insurance or looking to switch providers, let's break it down. Travel insurance protects you against accidents, emergencies, or financial losses that may occur while you're on the road. It covers everything from travel cancellations and lost baggage to medical treatments and expenses.
It's crucial to have travel insurance even if you already have health insurance in your home country. Your health insurance may not apply abroad, and in case of emergencies like car accidents or theft, travel insurance ensures that you won't have to bear exorbitant costs.
I highly recommend NOT leaving home without travel insurance
Is Travel Insurance Worth It?
In a word, yes. Whether you're young, healthy, or on a tight budget, travel insurance is a must-have. The unexpected can happen to anyone, and travel insurance provides peace of mind. Even if it costs a few hundred dollars, it's a small price to pay compared to the financial burden of emergency medical bills or replacing stolen belongings.
Who Is battleface For?
battleface caters to a wide range of travelers, including adventure seekers and explorers, digital nomads and business travelers, students and other travelers, and even expats. No matter your travel style or purpose, battleface has competitive packages and pricing that suit most travelers' needs.
All battleface travel plans come with 24/7 emergency travel and medical assistance services, as well as on-the-ground agents to provide support wherever you are.
Who Isn't battleface For?
While battleface is an excellent option for many, there are a few limitations to keep in mind. Currently, they do not cover seniors over 80 years old or individuals with pre-existing medical conditions. Additionally, their services may not be available in certain countries due to their status as a startup. It's important to check the documentation and eligibility before committing.
What Does battleface Travel Insurance Include?
battleface offers comprehensive coverage for travelers. Their plans include hospitalization and medical expenses, emergency medical evacuation, emergency reunion, local burial or repatriation of mortal remains, crisis response, business extension coverage, trip cancellation and interruption, and baggage loss or delay. These benefits ensure that you're protected in various situations that may arise during your travels.
battleface Travel Insurance Plans
When getting a quote from battleface, you can choose between two plans: Travel Medical Insurance and Adventure Travel Insurance. Both plans cover the essentials, but Adventure Travel Insurance offers additional benefits and higher coverage limits, making it ideal for those seeking more adventurous activities and off-grid travel.
There is also a multi-trip option available, allowing coverage for multiple trips within a defined period.
Pros and Cons of battleface Travel Insurance
Pros
- Adventure Travel Coverage: battleface offers coverage for activities, equipment, and destinations that are often not covered by standard insurance policies.
- Crisis Response: The unique Crisis Response add-on covers a wide range of potential dangers, providing an extra layer of security for high-risk travel.
- Standard Insurance Coverage: battleface doesn't just cater to adventure travelers; they also offer competitive plans for less adventurous trips.
- A-rated Underwriters: battleface uses A-rated underwriters, ensuring the quality of their products.
- On-the-Ground Agents: battleface has agents available to assist with your claims, providing exceptional customer service and support.
- Affordable with Add-On Options: battleface offers affordable plans with additional coverage options, such as Business Upgrades and Crisis Response.
Cons
- Limited Availability: battleface is still a startup, so their coverage is not available in all countries.
- Not the Cheapest: While battleface is affordable for adventure travelers, it may not be the most budget-friendly option for travelers looking for a more low-key experience.
battleface vs. World Nomads vs. SafetyWing
In comparison to other popular travel insurance providers, battleface has its unique advantages. When compared to World Nomads, battleface's Adventure Travel Insurance offers better coverage for trip cancellation and trip interruption, as well as higher limits for baggage and personal belongings. Additionally, battleface's Crisis Response option provides comprehensive coverage for dangerous situations that World Nomads may not offer.
In comparison to SafetyWing, battleface lacks the flexibility of open-ended coverage for digital nomads. However, battleface compensates with comprehensive coverage for lost or stolen items, including electronics, which is essential for digital nomads.
Filing an Insurance Claim with battleface
The process for filing a claim with battleface varies depending on your home country, claim, and the specific product. battleface has a personalized but straightforward claims process, and they encourage you to connect with them as soon as possible if you need to file a claim while traveling. They have 24/7 emergency travel and medical assistance services available, and claims can be submitted online or via mail.
When Should I Purchase Travel Insurance?
It's best to purchase travel insurance before your trip, as this ensures coverage for trip cancellations and unexpected events. While some insurance companies allow you to purchase coverage while on the road, battleface requires defined start and end dates for your travel.
battleface Review: Final Thoughts
In conclusion, battleface offers comprehensive travel insurance plans, with a unique focus on adventure travel and high-risk destinations. Their Crisis Response add-on and on-the-ground support set them apart from other providers. For adventurers in stable countries, battleface is an excellent alternative to World Nomads, providing extensive coverage for lost or stolen items and baggage. In any case, travel insurance is essential for your peace of mind while traveling abroad.
